Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in Denver? Rates are historically low and now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
In summer, there is nothing more relaxing than spending time at home with your family. The sun is shining, which means it's time to get started on those projects you've been putting off for months. Now that summer is almost here, you'll want to get started on home improvement projects and take advantage of the…Read Post
Home electronics and electrical devices can get dirty sooner than you may expect. Dust can quickly gather on televisions and other screens and surfaces, while fingers can leave oils, bacteria and smudges on keyboards, remote controls, smartphones and more. It's important to keep home electronics clean, especially during cold and flu season. It's easy to…Read Post
Many people love the cozy and soothing ambiance that fireplaces provide, whether it's the crackling sound of burning wood or the mesmerizing flicker of flames. Traditional wood-burning fireplaces are common in older homes, but new construction houses often have gas or electric fireplaces instead, since they are less costly, easier to install, and require less…Read Post
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